International transfers

Very easy. It won't take more than 2 minutes!
1)Find the m10 app in the AppStore or Google Play Market and install it on your smartphone.
2)Submit your phone number for quick registration.That's it.
You are ready to use your m10.

Over 20,000 points of sale support m10 payments. You can find the list of our partners in the mobile app. Just make purchases with m10 via QR code, and we will return 2% of the spent amount as bonuses.

You will always earn with m10. When you pay bills for utility, internet, phone, mobile balance, etc., we will refund 2% to your balance in m10 immediately. For payments of utilities, internet, phone services, and in stores via QR, we will return 2% of the spent amount as bonuses.

We have already done this for you. Now your frequent payments are automatically added to the "My payments" section. You can rename and delete them with ease.

You can completely trust m10. We apply the latest security technologies to save your money 24/7. Unfortunately, some m10 users have encountered scammers. To protect your money, remember these key rules: do NOT SHARE, TELL, SEND, SHOW
• number of your bankcard
• CVV code of your bankcard
• OTP code (sent via SMS)
By following these simple steps, you can help prevent theft and keep your funds secure.

Unfortunately, we are not able to change the number, so far. But you can register from another number and use multiple accounts.

Transfers between wallets are not subject to commission. For transfers from a wallet to a card, a certain limit and a small commission apply. For transfers exceeding 5,000 ₼, a commission of 0.5% of the amount will be charged. For transfers exceeding 20,000 ₼, a commission of 0.3% of the amount will be charged.

Users who have not completed FIN registration in m10 must not exceed a balance of 300 AZN within one month. Additionally, the total amount of payments made in m10 (Bakıkart, QR, and in-app payments) must not exceed 300 AZN within one month.

You can top up your m10 balance using a bank card. For other methods, FIN registration in m10 is required. Your m10 balance must not exceed 300 AZN within one month.

Only BakıKart, QR, and in-app payments are possible. Users without FIN registration must not exceed a balance of 300 AZN within one month. Additionally, the total amount of payments in m10 must not exceed 300 AZN within one month.

To remove the limit, you need to complete FIN registration in m10 app.

Without FIN registration, you cannot withdraw cash, transfer funds from m10 to m10 or a bank card, take a loan, or receive international transfers. To perform these transactions, FIN registration is required.

To earn bonuses, you must complete FIN registration in m10 app.

Yes, m10 users who have completed KYC registration can send money to users who haven’t. However, please note that users without KYC are subject to a monthly transaction limit of 300 AZN.