From 10,9% up to 5 years
The interest rate varies depending on the loan amount and term
En
The interest rate varies depending on the loan amount and term
Only ID verification
through the app
Apply online and get money instantly on your account
1
Open the app, go to the “Loans” section,
and check your credit score
2
Complete a short video verification (for KYC)
3
Review the terms, confirm your application, and the money arrives in about 2 minutes
4
Withdraw cash at Birbank ATMs or transfer it to your card: instructions.
The loan is issued by Kapital Bank, and it can be managed in m10.
Depending on your credit history and monthly payment amount, the loan may be issued with a commission from 0% to 3%.
Late payment incurs fines of 0.6-1% of the overdue principal amount per day, depending on the case.
The excess amount is used to pay off the balance without any additional payment charges.
No, only one cash loan in m10 is permitted at a time.
No, altering the payment date is not allowed.
m10 currently does not have such a policy. The bank may withdraw funds from the accounts for the overdue loan.
You can withdraw cash at any Kapital Bank ATM by selecting "Withdraw money," entering the amount, and selecting “generate a QR code”. Then, scan the QR code in the m10 application, enter the code displayed on the screen, and collect your cash. Alternatively you can transfer funds to any domestic bank card.
0.5% commission (min. 1 AZN)
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